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Know your eligibility

We offer a variety of plans to fit all SCMA members’ needs. MIT provides coverage for employers with two or more employees.

At the SCMA Members’ Insurance Trust, we are like family. Over the past 37 years at the SCMA, I have had the pleasure to watch us grow. We treat everyone with the same respect and compassion we’d want for our family members. Truly, MIT keeps our members at our core.

  • Linda Nelson
    Insurance Coordinator
    SCMA Members’ Insurance Trust

 

Find the best plan for your employees

Find out more about the plans MIT offers, and the benefits that accompany them. Your employees have options, and so do you – start here to find the best plans for your workplace.

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11

Average years a group
has been with MIT

 

36

Average age of participants

Embedded Benefits

MIT offers group short term disability, basic life insurance (up to age 70), and accidental death & dismemberment to employers at no additional costs to contributions.

Supplemental Benefits

MIT offers group vision, accident, critical illness, hospital indemnity, and accidental death & dismemberment coverage to employers.

 

COBRA Coverage

Regardless of the participating employer’s size, MIT offers COBRA continuation coverage to all covered employees and covered dependents who qualify as “qualified beneficiaries” for purposes of COBRA. Find out more about access to COBRA for you employees.

 

Termination & Leave of Absence

Change happens. Requests to cease participation can be made at any time. Please login to our portal to access the forms to complete.

 

Forms

MIT is proud to offer direct access to health care resources through an online portal, providing members a streamlined process for finding information and completing. These forms include introduction to eligibility, plans, COBRA, Termination/Leave of Absence, and more.

 

Have questions? We have answers

Insurance can be difficult to navigate, but MIT is here to help. Our Frequently Asked Questions page provides an overview of some of our most common member questions.

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Some Common Employee FAQs

  • Do employees have a duty to notify MIT of certain events relating to their spouse or dependents?

    An employee of a participating employer must notify MIT of the following COBRA-qualifying events within 31 days: • The employee’s divorce or legal separation • A covered ...

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  • If a covered employee who is enrolled in MIT coverage that includes his or her spouse or family members becomes entitled to Medicare and chooses to enroll, will the family members lose coverage?

    When a covered employee enrolls in Medicare, this does not trigger an automatic loss of medical coverage under MIT.  The covered employee may continue his or her MIT medical ...

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  • If a former employee or other qualified beneficiary who has enrolled in COBRA continuation coverage through MIT later becomes entitled to Medicare, what happens to his/her MIT coverage?

    If an individual who is already on COBRA medical coverage through MIT later becomes entitled to Medicare, this triggers a loss of coverage for that person, but not for any family ...

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