My spouse has her own coverage and decides to cancel her coverage because she received a large premium increase at her normal open enrollment. Can she enroll on MIT mid plan year?

Thursday, October 24, 2019

This depends. If your spouse purchased a private individual medical insurance policy that she did not purchase through a state health exchange, her voluntary cancellation of the insurance policy is not considered a qualifying event that would allow her to enroll in our Plan mid-year. However, if your spouse purchased an individual medical insurance policy through a state health exchange or she was enrolled in coverage through an employer-sponsored medical plan, she can drop that other coverage during the open enrollment period for that other coverage and enroll mid-year in our Plan.