Have questions? We have answers

Insurance can be difficult to navigate, but MIT is here to help. Our Frequently Asked Questions page provides an overview of some of our most common member questions.

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Some common FAQs

  • My spouse has her own coverage and decides to cancel her coverage because she received a large premium increase at her normal open enrollment. Can she enroll on MIT mid plan year?

    This depends. If your spouse purchased a private individual medical insurance policy that she did not purchase through a state health exchange, her voluntary cancellation of the ...

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  • Can a participating employer opt to waive the waiting period for MIT coverage for a particular employee or group of employees?

    No. Each participating employer must select one waiting period that will apply to all of its employees. Current choices are: 1st day of the calendar month following date of hire...

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  • When must MIT receive your application to enroll on the Plan?

    No later than 31 days from the first date you become eligible and satisfy the waiting period

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