Know your eligibility

We offer a variety of plans to fit all SCMA members’ needs. MIT provides coverage for employers with two or more employees.

At the SCMA Members’ Insurance Trust, we are like family. Over the past 37 years at the SCMA, I have had the pleasure to watch us grow. We treat everyone with the same respect and compassion we’d want for our family members. Truly, MIT keeps our members at our core.

  • Linda Nelson
    Insurance Coordinator
    SCMA Members’ Insurance Trust


Find the best plan for your employees

Find out more about the plans MIT offers, and the benefits that accompany them. Your employees have options, and so do you – start here to find the best plans for your workplace.

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Average years a group
has been with MIT



Average age of participants


Embedded Benefits

MIT offers group short term disability, basic life insurance (up to age 70), and accidental death & dismemberment to employers at no additional costs to premiums.


COBRA Coverage

Regardless of the participating employer’s size, MIT offers COBRA continuation coverage to all covered employees and covered dependents who qualify as “qualified beneficiaries” for purposes of COBRA. Find out more about access to COBRA for you employees.


Termination & Leave of Absence

Change happens. Requests to cease participation can be made at any time. Please login to our portal to access the forms to complete.



MIT is proud to offer direct access to health care resources through an online portal, providing members a streamlined process for finding information and completing. These forms include introduction to eligibility, plans, COBRA, Termination/Leave of Absence, 1095, and more.


Have questions? We have answers

Insurance can be difficult to navigate, but MIT is here to help. Our Frequently Asked Questions page provides an overview of some of our most common member questions.

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Some Common Employee FAQs

  • When does employee coverage terminate with MIT?

    All coverage terminates on the last day of the month. Thus, employees are covered until the end of the calendar month in which their employment with the participating employer ...

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  • If a former employee or other qualified beneficiary who has enrolled in COBRA continuation coverage through MIT later becomes entitled to Medicare, what happens to his/her MIT coverage?

    If an individual who is already on COBRA medical coverage through MIT later becomes entitled to Medicare, this triggers a loss of coverage for that person, but not for any family ...

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  • As a participating employer, do I have a duty to notify MIT of certain COBRA-qualifying events?

    Yes, a participating employer has a duty to notify MIT in writing within 31 days after the following events: • death of a covered employee, • termination of employment of, ...

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