1. Any entity that satisfies all of the following is an eligible participating employer:
2. at least one of the working physicians of the entity is a member of SCMA;
3. the entity has at least two employees;
4. the entity maintains 50% participation in the Plan, based on all of its eligible employees and Physicians;
5. the entity adopts the Plan by properly completing a Participating Employer Agreement and executes any additional documents as required by MIT;
6. MIT accepts the entity for participation; and
7. the entity contributes employer premiums toward its eligible employees’ coverage equal to at least 50% of the cost of employee-only coverage.

For purposes of calculating the 50% participation threshold for any participating employer, any eligible employee or physician who provides a valid waiver of coverage is counted as participating.  SCMA is also treated as a participating employer for purposes of the Plan.