Termination & Leave of Absence


A Participating Employer may cancel its participation in MIT at any time.

Requests for termination must be submitted in writing to MIT at MITinfo@scmedical.org or

P.O. Box 11188, Columbia, SC 29211.

The effective date of any voluntary termination of a Participating Employer’s participation in MIT will be the last day of the calendar month in which the Participating Employer’s written notice is received by MIT, or the last day of a later calendar month as specified by the Participating Employer in its written notice of cancellation.

If a Participating Employer ceases to participate in MIT, all coverage will automatically cease for employees of that Participating Employer and for retirees who retired from that Participating Employer on or after January 1, 2020.

MIT reserves the right to routinely audit employer groups to ensure they are compliant with MIT’s participation guidelines. Failure to comply may result in termination of coverage.


Leave of Absence

If an employee is unable to work due to disability, and their employer has authorized a leave of absence, the employee and their covered dependents may remain eligible for insurance under the Plan for a maximum of twelve (12) weeks. It is the employer’s responsibility to notify MIT when an employee has left on a medical leave and when they return back to work.

If the employee has not returned to work after the 12 weeks has run up, the employee and their covered dependents may be eligible to elect COBRA Continuation Coverage.