The MIT Advantage & Eligibility
Since 1981, the South Carolina Medical Association Members’ Insurance Trust has provided members with exemplary health insurance and customer service. Our commitment to providing personalized service to our members is what sets us apart.
As one of the original participating employers in SCMA MIT, our leadership and employees place a premium on customer service. At MIT, our employees are treated like family. Whether it is a coverage question or adding a loved one to the plan, the MIT team always takes care of our employees in a timely and caring way.
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Janet Still
HR Manager, Greenwood Genetic Center
We offer a variety of plan designs to fit our members’ needs and health care priorities and do so at rates that are often lower those available on the commercial market. Through MIT, our members can access a host of additional benefits and coverage options, including life insurance, a retirement option, short-term disability insurance, and an employee assistance program.
A great insurance plan is only worthwhile if it is paired with outstanding customer service. At MIT, our team takes the time to cultivate relationships with each of our members. We take pride in addressing your specific needs and questions.
Member Plans
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High Deductible Plans (HSA Qualified)
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We offer 5 High Deductible Health Plans (HDHP)
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Major Medical
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We offer 4 comprehensive Major Medical plans
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Specialty Plans
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We offer 5 comprehensive Specialty plans
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Dental Plan Benefits
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We offer 2 comprehensive Dental plans
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Our Embedded Benefits
MIT offers a litany of embedded benefits that are exclusive to our members, including: surviving spouse benefits, retirement options and life and death insurance, and more.
We’ve got answers
Click here to view everyday concerns that fellow members across the program share.
Some common FAQs
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When does coverage begin for newly hired employees?
Coverage begins on the 1st of the month after your employer’s selected waiting period. Participating Employers may choose a waiting period ending on the 1st of the month after...
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When is your enrollment application form due?
MIT must receive properly completed enrollment application forms within 31 days of the date you become eligible per your employer’s established waiting period. If this deadline ...
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Can Participating Employers waive their “established” waiting periods?
No. The same waiting period applies to all of the Participating Employer’s employees. MIT may approve exceptions only in specific scenarios (e.g., upon an employer first joining ...
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