The MIT Advantage & Eligibility
Since 1981, the South Carolina Medical Association Members’ Insurance Trust has provided members with exemplary health insurance and customer service. Our commitment to providing personalized service to our members is what sets us apart.
As one of the original participating employers in SCMA MIT, our leadership and employees place a premium on customer service. At MIT, our employees are treated like family. Whether it is a coverage question or adding a loved one to the plan, the MIT team always takes care of our employees in a timely and caring way.
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Janet Still
HR Manager, Greenwood Genetic Center
We offer a variety of plan designs to fit our members’ needs and health care priorities and do so at rates that are often lower those available on the commercial market. Through MIT, our members can access a host of additional benefits and coverage options, including life insurance, a retirement option, short-term disability insurance, and an employee assistance program.
A great insurance plan is only worthwhile if it is paired with outstanding customer service. At MIT, our team takes the time to cultivate relationships with each of our members. We take pride in addressing your specific needs and questions.
Member Plans
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High Deductible Plans (HSA Qualified)
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We offer 7 High Deductible Health Plans (HDHP)
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Major Medical
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We offer 4 comprehensive Major Medical plans
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Preferred Plans
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We offer 5 comprehensive Preferred plans
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Dental Plan Benefits
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We offer 2 comprehensive Dental plans
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Our Embedded Benefits
MIT offers a litany of embedded benefits that are exclusive to our members, including: surviving spouse benefits, retirement options and life and death insurance, and more.
We’ve got answers
Click here to view everyday concerns that fellow members across the program share.
Some common FAQs
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My spouse has her own coverage and decides to cancel her coverage because she received a large premium increase at her normal open enrollment. Can she enroll on MIT mid plan year?
This depends. If your spouse purchased a private individual medical insurance policy that she did not purchase through a state health exchange, her voluntary cancellation of the ...
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When can newly-hired employees enroll on the Plan?
The 1st day of the month following the satisfaction of your participating employer’s waiting period or the 91st day of employment, whichever is earlier. Your participating ...
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Can a participating employer opt to waive the waiting period for MIT coverage for a particular employee or group of employees?
No. Each participating employer must select one waiting period that will apply to all of its employees. Current choices are: 1st day of the calendar month following date of hire...
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