Have questions? We have answers

Insurance can be difficult to navigate, but MIT is here to help. Our Frequently Asked Questions page provides an overview of some of our most common member questions.

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Some common FAQs

  • My spouse has her own coverage and decides to cancel her coverage because she received a large premium increase at her normal open enrollment. Can she enroll on MIT mid plan year?

    This depends. If your spouse purchased a private individual medical insurance policy that she did not purchase through a state health exchange, her voluntary cancellation of the ...

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  • When can newly-hired employees enroll on the Plan?

    The 1st day of the month following the satisfaction of your participating employer’s waiting period or the 91st day of employment, whichever is earlier. Your participating ...

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  • If an employee or his or her spouse or dependents waive coverage, can they ever enroll in MIT again?

    Yes. If an eligible employee or his or her spouse or dependent has one of the qualifying events or meets the Plan’s special enrollment provisions, he or she will be able to ...

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